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ZIP 86326 Foreclosure, Tax-Lien & Distress Report

Yavapai County, Arizona · Cooling Market market

DLRadar grades ZIP 86326 (Yavapai County, Arizona) at a low 28/100 for overall property distress. What sets it apart are the readings on construction/permit lag (83/100), structural risk (63/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (8/100) stay muted. The latent-versus-live split is 63/100 structural and 2/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (93/100), flood (NFIP) exposure (74/100).

The market reads contraction — home values fell 2.2% year on year, 3.4% off the recent peak, and 19% higher over three years, at 46/100 phase confidence. A cooling market tends to open discount-to-value windows.

The ZIP holds roughly 12,520 housing units. 25,476 residents call 86326 home, typically aged 50. The poverty rate is 13.8%. Around 32% of renters are cost-burdened. Median household income is $58,250, below the U.S. median near $78,000. The demographic-stress sub-score lands at 36/100. Owners hold 64% of homes, renters 36%. The vacancy rate is 5.1%. Around 25% of adults hold a bachelor's degree or higher. A median home runs $345,300 here, or 5.4 times local income.

On the whole, 86326 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 86326's 28/100 can be lined up against any neighbor in Yavapai County, Arizona or any ZIP coast to coast. Where the public record is thin for 86326, the field stays empty rather than modeled, and fills in as new documents post.

The 28/100 figure for 86326 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 86326 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

28/100
Composite stress
63/100
Structural risk
2/100
Distress activity

Distress signal breakdown — ZIP 86326

Foreclosure activity0
Mortgage stress8
Climate / FEMA risk93
+9 more distress dimensions scored for this ZIP

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

The 86326 distress snapshot

Current distress, phase, housing and lender-pressure figures for 86326, drawn from the same report attached to each property.

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Rules-based scoring — each signal ties to a public dataset · methodology

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