ZIP 86325 Foreclosure, Tax-Lien & Distress Report

In Yavapai County, Arizona, ZIP 86325 scores 28 of 100 for composite distress, a low level on DLRadar's public-record index. Structurally it carries 63/100, against 2/100 of stress already in motion. Environmental exposure also runs high (climate & FEMA risk (93/100), flood (NFIP) exposure (74/100)). Property-level stress concentrates in construction/permit lag (83/100), structural risk (63/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (8/100) register low.

Prices here sit in a contraction phase: values fell 2.2% over the trailing year, 3.4% off the recent peak, and 25% higher over three years, at 46/100 phase confidence. Falling values surface more motivated sellers and below-market exits.

There are about 2,950 housing units across 86325. The vacancy rate is 18.0% — elevated. A median home runs $442,800 here, or 5.5 times local income. The demographic-stress sub-score lands at 33/100. The tenure split is 80% owner-occupied to 20% rented. Rent burden reaches 30% of tenant households. Roughly 9.3% live below the poverty line. Households earn a median $75,078 — near the roughly $78,000 national figure. Population is roughly 5,195 with a median age of 55. About 35% have a four-year degree.

Net-net, 86325 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 86325 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Big metro or rural, 86325 runs through one identical public-record model, so its 28/100 sits on the same scale as every other ZIP in Yavapai County, Arizona and the nation. The score is rebuilt from public data as it updates, so 86325 reflects the current record instead of a stale or modeled snapshot.

The 28/100 for 86325 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 86325 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.