ZIP 86351 Foreclosure, Tax-Lien & Distress Report

ZIP 86351's composite property-distress score is 28/100 - DLRadar classes that as low for Yavapai County, Arizona. The sharpest non-environmental signals are construction/permit lag (83/100), structural risk (63/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (8/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (93/100), flood (NFIP) exposure (74/100). The latent-versus-live split is 63/100 structural and 2/100 already moving.

The contraction-phase market in 86351 posted values that fell 2.2% over the year, 3.4% off the recent peak, and 42% higher over three years (phase confidence 46/100). A cooling market tends to open discount-to-value windows.

Median household income is $80,304, near the U.S. median near $78,000. About 49% have a four-year degree. The poverty rate is 13.2%. On demographic stress specifically, 86351 scores 45/100. Rent burden reaches 40% of tenant households. The typical home is worth about $738,000 (8.2× income, severely stretched). The ZIP holds roughly 4,835 housing units. The vacancy rate is 23.9% — elevated. Population is roughly 6,560 with a median age of 66. 62% of housing is owner-occupied.

Taken together, 86351 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 86351 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Big metro or rural, 86351 runs through one identical public-record model, so its 28/100 sits on the same scale as every other ZIP in Yavapai County, Arizona and the nation. The score is rebuilt from public data as it updates, so 86351 reflects the current record instead of a stale or modeled snapshot.

Behind 86351's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 86351 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.