ZIP 86038 Property Distress & Foreclosure Data

Composite property distress in 86038 (Coconino County, Arizona) lands at 21/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (63/100), structural risk (45/100), mortgage stress (5/100). On the quiet end sit mortgage stress (5/100) and institutional ownership (3/100). Environmental exposure also runs high (climate & FEMA risk (94/100)). The latent-versus-live split is 45/100 structural and 2/100 already moving.

The expansion-phase market in 86038 posted values that rose 5.7% over the year (phase confidence 39/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

DLRadar's demographic-stress index for the area reads 45/100. Educational attainment sits at 13% bachelor's-or-above. Population is roughly 210 with a median age of 32. Owners hold 100% of homes, renters 0%. The vacancy rate is 84.9% — elevated. The ZIP holds roughly 426 housing units. 7.1% of residents fall below the poverty threshold. Median household income is $43,939, below the U.S. median near $78,000. Home values center near $236,700, an affordability ratio of 6.1×.

On the whole, 86038 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.