ZIP 86040 Property Distress & Foreclosure Data

In Coconino County, Arizona, ZIP 86040 scores 21 of 100 for composite distress, a low level on DLRadar's public-record index. Structural risk reads 45/100 against active distress of 2/100. It additionally carries heavy environmental risk: climate & FEMA risk (94/100). Its standout signals are construction/permit lag (63/100), structural risk (45/100), mortgage stress (5/100). By contrast, mortgage stress (5/100) and institutional ownership (3/100) register low.

The market reads expansion — home values rose 5.7% year on year, and 4% higher over three years, at 39/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

The typical home is worth about $140,900 (1.5× income, relatively affordable). 69% of housing is owner-occupied. About 10,627 people live here, median age 33. The poverty rate is 13.7%. The demographic-stress sub-score lands at 24/100. At $82,544, median income runs near typical U.S. levels. Vacancy runs 16.8%, above the national norm and a classic distress-and-opportunity signal. Around 24% of adults hold a bachelor's degree or higher. There are about 4,791 housing units across 86040. Rent burden reaches 23% of tenant households.

Net-net, 86040 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.