ZIP 85931 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 85931 (Coconino County, Arizona) returns a low composite of 25/100. Structural exposure scores 56 and live distress 2 on the 0–100 scale. The sharpest non-environmental signals are construction/permit lag (100/100), structural risk (56/100), mortgage stress (5/100). On the quiet end sit mortgage stress (5/100) and institutional ownership (5/100). Environmental exposure also runs high (climate & FEMA risk (94/100)).

Prices here sit in a neutral phase: values rose 2.9% over the trailing year, and 17% higher over three years, at 24/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Owners hold 91% of homes, renters 9%. There are about 1,008 housing units across 85931. Population is roughly 225 with a median age of 62. On demographic stress specifically, 85931 scores 44/100. A median home runs $452,800 here, or 4.8 times local income. Vacancy runs 88.7%, above the national norm and a classic distress-and-opportunity signal. Around 52% of adults hold a bachelor's degree or higher. The poverty rate is 0.0% — low. Households earn a median $85,242 — near the roughly $78,000 national figure. Around 100% of renters are cost-burdened.

Net-net, 85931 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 85931 at the moment; the composite and its components are still built from verifiable records.

Whether 85931 runs hot or quiet, its 25/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 85931 can be compared directly against any other ZIP in Coconino County, Arizona or nationwide. Where the record is thin for 85931, the field stays empty rather than modeled, and fills in as new documents post.

Behind 85931's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 85931 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.