ZIP 85554 Foreclosure, Tax-Lien & Distress Report
Gila County, Arizona · High Vacancy market
Gila County, Arizona's ZIP 85554 registers 28/100 composite distress, which DLRadar reads as low. Its standout signals are construction/permit lag (87/100), structural risk (64/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (88/100), flood (NFIP) exposure (84/100). Structural exposure scores 64 and live distress 0 on the 0–100 scale.
The peak-phase market in 85554 posted values that held roughly flat over the year, at 11/100 phase confidence. Topping markets hide individual distress behind strong averages.
Vacancy runs 51.3%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 85554 scores 43/100. The poverty rate is 22.4% — high, a tax-stress and distress correlate. The ZIP holds roughly 524 housing units. Rent burden reaches 0% of tenant households. Around 45% of adults hold a bachelor's degree or higher. At $31,324, median income runs below typical U.S. levels. 85% of housing is owner-occupied. 361 residents call 85554 home, typically aged 61. A median home runs $246,700 here, or 8.9 times local income.
Net-net, 85554 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The number is not local guesswork: 85554's 28/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 85554 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 28/100 for 85554 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 85554 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Signal-by-signal read on 85554
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
Snapshot: 85554 by the numbers
Real-time distress, cycle phase, housing and bank-stress readings for 85554, the same set carried on every parcel.
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Deterministic. Every signal traces to a public dataset · methodology