ZIP 85554 Property Distress & Foreclosure Data

ZIP code 85554 in Gila County, Arizona carries a composite property-distress score of 26/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (69/100), structural risk (60/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (88/100), flood (NFIP) exposure (84/100). The latent-versus-live split is 60/100 structural and 0/100 already moving.

The market reads peak — home values rose 1.7% year on year (phase confidence 16/100). Topping markets hide individual distress behind strong averages.

The vacancy rate is 51.3% — elevated. The demographic-stress sub-score lands at 43/100. The poverty rate is 22.4% — high, a tax-stress and distress correlate. The ZIP holds roughly 524 housing units. Around 0% of renters are cost-burdened. Around 45% of adults hold a bachelor's degree or higher. At $31,324, median income runs below typical U.S. levels. 85% of housing is owner-occupied. About 361 people live here, median age 61. The typical home is worth about $246,700 (8.9× income, severely stretched).

Net-net, 85554 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.