ZIP 85545 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 85545 (Maricopa County, Arizona) returns a moderate composite of 30/100. Climate and flood risk are elevated too — climate & FEMA risk (94/100), flood (NFIP) exposure (86/100). Structural risk reads 68/100 against active distress of 5/100. What sets it apart are the readings on structural risk (68/100), construction/permit lag (64/100), institutional ownership (38/100). By contrast, institutional ownership (38/100) and mortgage stress (16/100) register low.

The market reads peak — home values held roughly flat year on year, at 11/100 phase confidence. Topping markets hide individual distress behind strong averages.

17.9% of residents fall below the poverty threshold. Around 0% of renters are cost-burdened. About 11% have a four-year degree. A median home runs $189,500 here, or 3.9 times local income. Median household income is $49,688, below the U.S. median near $78,000. 669 residents call 85545 home, typically aged 68. The tenure split is 74% owner-occupied to 26% rented. Vacancy runs 28.4%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 29/100. There are about 540 housing units across 85545.

On the whole, 85545 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 85545 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 85545's 30/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 85545 reflects the current record instead of a stale or modeled snapshot.

85545's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 85545 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.