ZIP 85545 Property Distress & Foreclosure Data

ZIP code 85545 in Maricopa County, Arizona carries a composite property-distress score of 31/100 — a moderate reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (94/100), flood (NFIP) exposure (86/100). On the structural side it scores 69/100, with 5/100 of stress already active. What sets it apart are the readings on structural risk (69/100), construction/permit lag (62/100), institutional ownership (40/100). By contrast, mortgage stress (16/100) register low.

The market reads peak — home values rose 1.5% year on year (phase confidence 16/100). Topping markets hide individual distress behind strong averages.

The poverty rate is 17.9% — high, a tax-stress and distress correlate. Around 0% of renters are cost-burdened. Around 11% of adults hold a bachelor's degree or higher. The typical home is worth about $189,500 (3.9× income, relatively affordable). At $49,688, median income runs below typical U.S. levels. About 669 people live here, median age 68. 74% of housing is owner-occupied. The vacancy rate is 28.4% — elevated. The demographic-stress sub-score lands at 29/100. The ZIP holds roughly 540 housing units.

Net-net, 85545 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.