Maricopa County, AZ Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Maricopa County, Arizona? DLRadar grades every Maricopa County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 35/100. Here is the 2026 Maricopa County breakdown.
- Maricopa County's most distressed ZIP is 85286 at 35/100.
- 140 ZIP codes tracked in Maricopa County, averaging 35/100 distress.
- Maricopa County reads peak — home values up 0.3% year over year, 0.5% off peak.
- Vacancy runs 9.4% across Maricopa County's tracked ZIPs, with a 11.6% poverty rate.
- The typical Maricopa County home is worth about $484,162 against a ~$89,540 median income.
- Lending headwind in Maricopa County sits at 60/100 — a forward read on distressed supply.
Source data is DLRadar's monthly public-record index. Citation welcome, with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 85286 | 35/100 |
| 2 | 85016 | 35/100 |
| 3 | 85083 | 35/100 |
| 4 | 85382 | 35/100 |
| 5 | 85034 | 35/100 |
| 6 | 85043 | 35/100 |
| 7 | 85142 | 35/100 |
| 8 | 85012 | 35/100 |
| 9 | 85309 | 35/100 |
| 10 | 85377 | 35/100 |
| 11 | 85329 | 35/100 |
| 12 | 85340 | 35/100 |
Most distressed ZIP codes in Maricopa County (composite distress 0-100, 2026)
What is driving Maricopa County distress
Maricopa County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 35/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Maricopa County market phase and pricing
DLRadar places Maricopa County in peak; prices moved up 0.3% over the year and remain 0.5% under peak. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Maricopa County
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Questions and answers
Which Maricopa County ZIP scores worst for distress?
ZIP 85286 leads Maricopa County at 35/100, recomputed monthly from public records.
Is Maricopa County expanding or contracting?
The market phase for Maricopa County is peak, prices rising 0.3% on the year — derived from the FHFA House Price Index path.
Can the Maricopa County figures be verified?
Each Maricopa County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 140 local ZIPs and every other county in the country.
How much do distress scores vary between Maricopa County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Maricopa County ZIPs DLRadar ranks, scores run from 35/100 in 85286 down to 35/100 in 85340, against a Maricopa County average of 35/100. Because the gap runs to 0 points, Maricopa County rewards ZIP-level precision.
What do Maricopa County home values and vacancy say about distressed supply?
The typical Maricopa County home carries about $484,162 of value against a median household income near $89,540. Vacancy across Maricopa County's tracked ZIPs runs 9.4% and the poverty rate is 11.6%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Maricopa County's foreclosure and tax-lien filings and its 60/100 lending headwind.
Related
DLRadar scores property distress from public records by deterministic formulas — not investment, legal, or financial advice. Figures refresh monthly from the live index.