Maricopa County, AZ Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Maricopa County, AZ distress report, 2026: 140 ZIPs scored in Maricopa, AZ, Maricopa, AZ average 34/100; the top Maricopa, AZ ZIP is 85120 at 35/100; Maricopa, AZ market phase peak, Maricopa, AZ prices +0.3% year over year.
- Maricopa, AZ ranks #970 nationally (opportunity index); Maricopa, AZ #5 in Arizona; Maricopa, AZ index 31.3.
- Maricopa, AZ ninety-day mortgage delinquency 0.7% in December 2025; Maricopa, AZ twelve-month change +0.2%.
- Maricopa, AZ ZIP phases: 136 peak, 3 contraction, 1 recovery.
- Maricopa, AZ residential listings tracked: 1,859 across 60 ZIPs; Maricopa, AZ candidate listings 554.
- Maricopa, AZ HUD assisted properties: 155 with 16,038 units.
- Maricopa, AZ lenders on watch: 8; largest Maricopa, AZ footprint Western Alliance Bank (6 branches).
- Maricopa, AZ most distressed ZIP: 85120 at 35/100.
Maricopa, AZ figures: DLRadar distress index; Maricopa, AZ inputs: CFPB, FHFA, HUD, FDIC; Maricopa, AZ rebuilt as sources refresh.
| Rank | Maricopa, AZ ZIP | Score |
|---|---|---|
| 1 | 85120 | 35/100 |
| 2 | 85003 | 34/100 |
| 3 | 85004 | 34/100 |
| 4 | 85006 | 34/100 |
| 5 | 85007 | 34/100 |
| 6 | 85008 | 34/100 |
| 7 | 85009 | 34/100 |
| 8 | 85012 | 34/100 |
| 9 | 85013 | 34/100 |
| 10 | 85014 | 34/100 |
| 11 | 85015 | 34/100 |
| 12 | 85016 | 34/100 |
Most distressed Maricopa, AZ ZIPs (0-100, 2026)
Mortgage delinquency in Maricopa, AZ
0.7% of Maricopa, AZ mortgages were ninety-plus days late (Maricopa, AZ, December 2025); Maricopa, AZ thirty-to-eighty-nine days late: 1.8%; Maricopa, AZ twelve-month change +0.2%; Maricopa, AZ peak since 2008: 8.8% (January 2010); Arizona overall 0.8%. Maricopa, AZ ninety-day series: Dec 24 0.5, Jan 25 0.6, Feb 25 0.6 (Maricopa, AZ), Mar 25 0.5, Apr 25 0.5, May 25 0.5 (Maricopa, AZ), Jun 25 0.5, Jul 25 0.5, Aug 25 0.5 (Maricopa, AZ), Sep 25 0.5, Oct 25 0.6, Nov 25 0.6 (Maricopa, AZ), Dec 25 0.7.
Opportunity index: Maricopa, AZ
Maricopa, AZ index 31.3, Maricopa, AZ phase watchlist; Maricopa, AZ primary driver bank institutional, Maricopa, AZ second driver construction. Maricopa, AZ components: property stress 21.0, foreclosure pressure 22.9, listing discounts 32.5, bank stress 60.3, insurance 0.0; Maricopa, AZ pulse 33.9; Maricopa, AZ capital opportunity 27.3.
ZIP market phases inside Maricopa, AZ
140 Maricopa, AZ ZIPs carry a price-cycle phase; Maricopa, AZ ZIPs by phase (Maricopa, AZ), deepest drawdown first: contraction, -1.1% YoY, 2.1% off peak (Maricopa, AZ): 85342; contraction, -0.2% YoY, 1.5% off peak (Maricopa, AZ): 85333; contraction, -0.3% YoY, 1.2% off peak (Maricopa, AZ): 85390; recovery, +1.5% YoY, 0.8% off peak (Maricopa, AZ): 85321; peak, +0.3% YoY, 0.5% off peak (Maricopa, AZ): 85139, 85212, 85248, 85339, Maricopa, AZ 85003, 85004, 85006, 85007, Maricopa, AZ 85008, 85009, 85012, 85013.
Residential listings by Maricopa, AZ ZIP
Maricopa, AZ ZIPs with the most tracked Maricopa, AZ residential listings: 85326 168 listings, 27 candidates, bank pressure 64; 85351 97 listings, 64 candidates, bank pressure 64; 85387 71 listings, 15 candidates, bank pressure 64; 85338 68 listings, 7 candidates, bank pressure 64 (Maricopa, AZ); 85388 67 listings, 11 candidates, bank pressure 64; 85379 59 listings, 13 candidates, bank pressure 64; 85374 55 listings, 20 candidates, bank pressure 64; 85339 48 listings, 5 candidates, bank pressure 64. Maricopa, AZ totals: 1,859 listings; Maricopa, AZ candidates 554; active ZIPs 60.
HUD assisted housing in Maricopa, AZ
155 assisted properties with 16,038 units sit in Maricopa, AZ; largest Maricopa, AZ properties: Concord Village (Tempe) 373 units; Versante Apts (Avondale) 336 units; Aviva (Mesa) 325 units in Maricopa, AZ; Whispering Pines (Phoenix) 325 units; La Serena At Toscana (Phoenix) 324 units; Campaige Place At Jackson Sro (Phoenix) 304 units.
Lenders with branches in Maricopa, AZ
Maricopa, AZ lenders by branch count: Western Alliance Bank (Maricopa, AZ): stress 74, 6 branches low in Maricopa, AZ; Southwest Heritage Bank (Maricopa, AZ): stress 59, 3 branches low in Maricopa, AZ; West Valley National Bank (Maricopa, AZ): stress 93, 2 branches low in Maricopa, AZ; Integro Bank (Maricopa, AZ): stress 88, 1 branch low in Maricopa, AZ; Usaa Federal Savings Bank (Maricopa, AZ): stress 83, 1 branch low in Maricopa, AZ; Scottsdale Community Bank (Maricopa, AZ): stress 83, 1 branch low in Maricopa, AZ; Gainey Business Bank (Maricopa, AZ): stress 80, 1 branch low in Maricopa, AZ; Goldwater Bank N A (Maricopa, AZ): stress 75, 1 branch low in Maricopa, AZ.
Vacancy and permits, Maricopa, AZ
153,638 of 1,884,334 Maricopa, AZ housing units are vacant; Maricopa, AZ permits, twelve months: 12,805 multifamily units in Maricopa, AZ, 16,521 one-to-four unit units.
Work Maricopa, AZ at the parcel level
Every Maricopa, AZ parcel carries owner and address; every Maricopa, AZ parcel carries APN; Maricopa, AZ distress scores sit on the Maricopa, AZ live board.
Maricopa, AZ figures refresh with each source.
Maricopa, AZ questions
Most distressed ZIP code in Maricopa County, AZ?
ZIP 85120 leads Maricopa, AZ at 35/100; next in Maricopa, AZ: 85003 at 34/100; the Maricopa, AZ average is 34/100.
Where does Maricopa County, AZ rank for investment opportunity?
Maricopa, AZ is #970 among all ranked counties, #5 in Arizona; the Maricopa, AZ driver is bank institutional; Maricopa, AZ moved up 340 places.
How many mortgages are delinquent in Maricopa County, AZ?
0.7% of Maricopa, AZ mortgages were ninety-plus days late in December 2025; the Maricopa, AZ peak since 2008 was 8.8%.
Which banks lend in Maricopa County, AZ?
8 watched lenders hold Maricopa, AZ branches; the largest Maricopa, AZ footprints are Western Alliance Bank (6), Southwest Heritage Bank (3), West Valley National Bank (2).
More on Maricopa, AZ
Maricopa County, AZ distress report: public-record figures for Maricopa, AZ; not legal advice for Maricopa, AZ; not tax or investment advice; verify every Maricopa, AZ record before acting.