ZIP 85004 Property Distress & Foreclosure Data

ZIP code 85004 in Maricopa County, Arizona carries a composite property-distress score of 36/100 — a moderate reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (79/100), institutional ownership (62/100), construction/permit lag (62/100). mortgage stress (23/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (100/100), flood (NFIP) exposure (88/100), FEMA disaster exposure (79/100). The latent-versus-live split is 79/100 structural and 7/100 already moving.

Prices here sit in a peak phase: values rose 1.2% over the trailing year, and 50% higher over three years (phase confidence 16/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $71,250 — near the roughly $78,000 national figure. A median home runs $417,400 here, or 5.1 times local income. About 59% have a four-year degree. Around 49% of renters are cost-burdened. Roughly 22.7% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The vacancy rate is 15.8% — elevated. 11,178 residents call 85004 home, typically aged 28. On demographic stress specifically, 85004 scores 41/100. The ZIP holds roughly 7,072 housing units. The tenure split is 24% owner-occupied to 76% rented.

Taken together, 85004 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.