ZIP 85013 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 85013 (Maricopa County, Arizona) at a moderate 35/100 for overall property distress. What sets it apart are the readings on structural risk (78/100), construction/permit lag (64/100), institutional ownership (58/100). mortgage stress (23/100) stay muted. Structurally it carries 78/100, against 7/100 of stress already in motion. It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (88/100), FEMA disaster exposure (71/100).

The peak-phase market in 85013 posted values that held roughly flat over the year, and 7% higher over three years, at 11/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Rent burden reaches 40% of tenant households. 11.4% of residents fall below the poverty threshold. The demographic-stress sub-score lands at 41/100. About 47% have a four-year degree. At $68,895, median income runs near typical U.S. levels. The vacancy rate is 8.3%. 42% of housing is owner-occupied. A median home runs $567,700 here, or 6.9 times local income. Population is roughly 20,947 with a median age of 39. The ZIP holds roughly 12,178 housing units.

Overall, 85013 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 85013 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 85013's 35/100 can be lined up against any neighbor in Maricopa County, Arizona or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 85013 shows blanks, not estimates, wherever the record is sparse.

The 35/100 figure for 85013 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 85013 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.