ZIP 85020 Foreclosure, Tax-Lien & Distress Report

In Maricopa County, Arizona, ZIP 85020 scores 35 of 100 for composite distress, a moderate level on DLRadar's public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (88/100), FEMA disaster exposure (71/100). Structurally it carries 78/100, against 7/100 of stress already in motion. Property-level stress concentrates in structural risk (78/100), construction/permit lag (64/100), institutional ownership (58/100). By contrast, mortgage stress (23/100) register low.

The market reads peak — home values held roughly flat year on year, and 12% higher over three years, at 11/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Educational attainment sits at 43% bachelor's-or-above. The tenure split is 54% owner-occupied to 46% rented. Median household income is $78,412, near the U.S. median near $78,000. The typical home is worth about $447,200 (5.1× income). Around 39% of renters are cost-burdened. The demographic-stress sub-score lands at 35/100. The poverty rate is 11.3%. Vacancy runs 9.7%. 33,934 residents call 85020 home, typically aged 44. The ZIP holds roughly 18,365 housing units.

Overall, 85020 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 85020 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 85020 runs hot or quiet, its 35/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 85020 can be compared directly against any other ZIP in Maricopa County, Arizona or nationwide. The score is rebuilt from public data as it updates, so 85020 reflects the current record instead of a stale or modeled snapshot.

The 35/100 for 85020 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 85020 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.