ZIP 85022 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 85022 (Maricopa County, Arizona) at a moderate 34/100 for overall property distress. Environmental exposure also runs high (climate & FEMA risk (100/100), flood (NFIP) exposure (88/100), FEMA disaster exposure (68/100)). The split runs 74/100 structural to 7/100 active on the ground. Its standout signals are structural risk (74/100), institutional ownership (56/100), construction/permit lag (53/100). By contrast, mortgage stress (23/100) register low.

The market reads peak — home values held roughly flat year on year, and 8% higher over three years, at 11/100 phase confidence. Topping markets hide individual distress behind strong averages.

There are about 25,357 housing units across 85022. Roughly 12.9% live below the poverty line. Around 50% of renters are cost-burdened. Vacancy runs 5.2%. Around 36% of adults hold a bachelor's degree or higher. DLRadar's demographic-stress index for the area reads 40/100. 51% of housing is owner-occupied. Population is roughly 52,488 with a median age of 38. At $66,601, median income runs below typical U.S. levels. Home values center near $425,200, an affordability ratio of 5.8×.

On balance 85022 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 85022 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 34/100 composite is a like-for-like number rather than an isolated estimate. 85022 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

85022's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 85022 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.