ZIP 85022 Property Distress & Foreclosure Data

ZIP code 85022 in Maricopa County, Arizona carries a composite property-distress score of 36/100 — a moderate reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — climate & FEMA risk (100/100), flood (NFIP) exposure (88/100), FEMA disaster exposure (79/100). The latent-versus-live split is 79/100 structural and 7/100 already moving. What sets it apart are the readings on structural risk (79/100), institutional ownership (62/100), construction/permit lag (62/100). mortgage stress (23/100) stay muted.

Prices here sit in a peak phase: values rose 1.2% over the trailing year, and 8% higher over three years (phase confidence 16/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 25,357 housing units. Roughly 12.9% live below the poverty line. Around 50% of renters are cost-burdened. The vacancy rate is 5.2%. About 36% have a four-year degree. On demographic stress specifically, 85022 scores 40/100. The tenure split is 51% owner-occupied to 49% rented. 52,488 residents call 85022 home, typically aged 38. Households earn a median $66,601 — below the roughly $78,000 national figure. A median home runs $425,200 here, or 5.8 times local income.

Overall, 85022 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.