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ZIP 85027 Foreclosure, Tax-Lien & Distress Report

Maricopa County, Arizona · Distress market

DLRadar grades ZIP 85027 (Maricopa County, Arizona) at a moderate 35/100 for overall property distress. Structurally it carries 78/100, against 7/100 of stress already in motion. Leading the profile are structural risk (78/100), construction/permit lag (64/100), institutional ownership (58/100). mortgage stress (23/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (88/100), FEMA disaster exposure (71/100).

The market reads peak — home values held roughly flat year on year, and 9% higher over three years (phase confidence 11/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 38,986 with a median age of 36. 12.1% of residents fall below the poverty threshold. Owners hold 55% of homes, renters 45%. Vacancy runs 4.7%. Home values center near $354,800, an affordability ratio of 4.3×. There are about 17,619 housing units across 85027. Around 29% of adults hold a bachelor's degree or higher. At $73,255, median income runs near typical U.S. levels. On demographic stress specifically, 85027 scores 33/100. Rent burden reaches 36% of tenant households.

Overall, 85027 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 85027 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 85027's 35/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 85027, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 35/100 figure for 85027 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 85027 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

35/100
Composite stress
78/100
Structural risk
7/100
Distress activity

Signal-by-signal read on 85027

Foreclosure activity0
Mortgage stress23
Climate / FEMA risk100
9 further distress layers are graded for 85027

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

The 85027 distress snapshot

The live 85027 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Adjacent Maricopa County ZIP reports

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Further distress data across Maricopa County, Arizona at ZIP, county and state level.

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Rules-based scoring — each signal ties to a public dataset · methodology

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