ZIP 85085 Foreclosure, Tax-Lien & Distress Report

Maricopa County, Arizona's ZIP 85085 registers 35/100 composite distress, which DLRadar reads as moderate. Structural risk reads 78/100 against active distress of 7/100. Property-level stress concentrates in structural risk (78/100), construction/permit lag (64/100), institutional ownership (58/100). On the quiet end sit mortgage stress (23/100). It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (88/100), FEMA disaster exposure (71/100).

The market reads peak — home values held roughly flat year on year, and 8% higher over three years, at 11/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

A median home runs $669,100 here, or 4.8 times local income. The tenure split is 60% owner-occupied to 40% rented. 30,132 residents call 85085 home, typically aged 37. On demographic stress specifically, 85085 scores 31/100. There are about 13,573 housing units across 85085. Rent burden reaches 34% of tenant households. Vacancy runs 7.9%. Median household income is $122,138, above the U.S. median near $78,000. Roughly 4.3% live below the poverty line, a low share typical of higher-equity areas. Educational attainment sits at 51% bachelor's-or-above.

Net-net, 85085 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 85085 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 85085's 35/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 85085, the field stays empty rather than modeled, and fills in as new documents post.

85085's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 85085 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.