ZIP 85087 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 85087 (Maricopa County, Arizona) lands at 34/100 — moderate on DLRadar's distress scoring. The latent-versus-live split is 75/100 structural and 7/100 already moving. What sets it apart are the readings on structural risk (75/100), institutional ownership (57/100), construction/permit lag (53/100). On the quiet end sit mortgage stress (23/100). It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (88/100), FEMA disaster exposure (77/100).

The peak-phase market in 85087 posted values that held roughly flat over the year, and 7% higher over three years (phase confidence 11/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

9,835 residents call 85087 home, typically aged 49. The typical home is worth about $552,300 (4.2× income). Around 38% of renters are cost-burdened. The vacancy rate is 3.6%. Around 30% of adults hold a bachelor's degree or higher. On demographic stress specifically, 85087 scores 28/100. The ZIP holds roughly 3,945 housing units. The poverty rate is 4.7% — low. 94% of housing is owner-occupied. At $120,688, median income runs above typical U.S. levels.

Overall, 85087 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 85087's 34/100 can be lined up against any neighbor in Maricopa County, Arizona or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 85087, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 85087 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 34/100 roll-up. In workflow terms, 85087 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.