ZIP 85204 Property Distress & Foreclosure Data

DLRadar grades ZIP 85204 (Maricopa County, Arizona) at a moderate 36/100 for overall property distress. Property-level stress concentrates in structural risk (79/100), institutional ownership (62/100), construction/permit lag (62/100). On the quiet end sit mortgage stress (23/100). Environmental exposure also runs high (climate & FEMA risk (100/100), flood (NFIP) exposure (88/100), FEMA disaster exposure (79/100)). On the structural side it scores 79/100, with 7/100 of stress already active.

The peak-phase market in 85204 posted values that rose 1.2% over the year, and 5% higher over three years (phase confidence 16/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $69,474, near the U.S. median near $78,000. The ZIP holds roughly 24,537 housing units. Educational attainment sits at 20% bachelor's-or-above. Around 43% of renters are cost-burdened. Home values center near $351,300, an affordability ratio of 4.3×. DLRadar's demographic-stress index for the area reads 36/100. 14.7% of residents fall below the poverty threshold. The vacancy rate is 6.0%. Population is roughly 65,018 with a median age of 33. Owners hold 58% of homes, renters 42%.

On balance 85204 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.