ZIP 85204 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 85204 (Maricopa County, Arizona) lands at 35/100 — moderate on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (78/100), construction/permit lag (64/100), institutional ownership (58/100). mortgage stress (23/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (88/100), FEMA disaster exposure (71/100). Latent structural risk is 78/100 while live distress already moving reads 7/100.

Prices here sit in a peak phase: values held roughly flat over the trailing year, and 5% higher over three years (phase confidence 11/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $69,474, median income runs near typical U.S. levels. There are about 24,537 housing units across 85204. Around 20% of adults hold a bachelor's degree or higher. Around 43% of renters are cost-burdened. A median home runs $351,300 here, or 4.3 times local income. DLRadar's demographic-stress index for the area reads 36/100. Roughly 14.7% live below the poverty line. Vacancy runs 6.0%. 65,018 residents call 85204 home, typically aged 33. 58% of housing is owner-occupied.

On balance 85204 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 85204 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 85204 read uses the identical public-record model applied coast to coast, which means its 35/100 score means exactly what it means anywhere else, and 85204 stays directly comparable to neighboring ZIPs and the rest of Maricopa County, Arizona. 85204 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 85204 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 35/100 roll-up. Treat 85204 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.