ZIP 85213 Foreclosure, Tax-Lien & Distress Report

Maricopa County, Arizona's ZIP 85213 registers 35/100 composite distress, which DLRadar reads as moderate. What sets it apart are the readings on structural risk (78/100), construction/permit lag (64/100), institutional ownership (58/100). By contrast, mortgage stress (23/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (88/100), FEMA disaster exposure (71/100). On the structural side it scores 78/100, with 7/100 of stress already active.

The peak-phase market in 85213 posted values that held roughly flat over the year, and 6% higher over three years, at 11/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

There are about 15,223 housing units across 85213. 7.8% of residents fall below the poverty threshold. Around 44% of renters are cost-burdened. Educational attainment sits at 39% bachelor's-or-above. Vacancy runs 14.4%, above the national norm and a classic distress-and-opportunity signal. DLRadar's demographic-stress index for the area reads 31/100. 37,323 residents call 85213 home, typically aged 38. 77% of housing is owner-occupied. At $100,671, median income runs above typical U.S. levels. Home values center near $438,900, an affordability ratio of 4.0×.

Taken together, 85213 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 85213 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 85213 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 35/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 85213 shows blanks, not estimates, wherever the record is sparse.

Each component behind 85213 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 35/100 roll-up. Treat 85213 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.