ZIP 85215 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 85215 (Maricopa County, Arizona) lands at 35/100 — moderate on DLRadar's public-record scoring. What sets it apart are the readings on structural risk (78/100), construction/permit lag (64/100), institutional ownership (58/100). mortgage stress (23/100) stay muted. Structurally it carries 78/100, against 7/100 of stress already in motion. It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (88/100), FEMA disaster exposure (71/100).

The peak-phase market in 85215 posted values that held roughly flat over the year, and 3% higher over three years (phase confidence 11/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $90,310, above the U.S. median near $78,000. Roughly 7.6% live below the poverty line. About 36% have a four-year degree. The ZIP holds roughly 9,243 housing units. About 16,600 people live here, median age 55. Owners hold 80% of homes, renters 20%. Rent burden reaches 35% of tenant households. Vacancy runs 17.2%, above the national norm and a classic distress-and-opportunity signal. DLRadar's demographic-stress index for the area reads 30/100. The typical home is worth about $441,000 (4.4× income).

Taken together, 85215 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 85215 at the moment; the composite and its components are still built from verifiable public records.

Because one deterministic model scores every ZIP, 85215's 35/100 can be lined up against any neighbor in Maricopa County, Arizona or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 85215 shows blanks, not estimates, wherever the record is sparse.

Behind 85215's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 85215 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.