ZIP 85120 Foreclosure, Tax-Lien & Distress Report

Pinal County, Arizona's ZIP 85120 registers 34/100 composite distress, which DLRadar reads as moderate. Environmental exposure also runs high (climate & FEMA risk (94/100), FEMA disaster exposure (88/100), flood (NFIP) exposure (80/100)). The most distinctive pressure shows up in structural risk (76/100), institutional ownership (60/100), construction/permit lag (60/100). mortgage stress (25/100) stay muted. The split runs 76/100 structural to 7/100 active on the ground.

The market reads peak — home values held roughly flat year on year, and 5% higher over three years (phase confidence 11/100). Topping markets hide individual distress behind strong averages.

A median home runs $161,500 here, or 3.0 times local income. At $53,921, median income runs below typical U.S. levels. Population is roughly 29,308 with a median age of 58. DLRadar's demographic-stress index for the area reads 31/100. The tenure split is 82% owner-occupied to 18% rented. Educational attainment sits at 14% bachelor's-or-above. Vacancy runs 19.4%, above the national norm and a classic distress-and-opportunity signal. The ZIP holds roughly 17,526 housing units. The poverty rate is 11.4%. Rent burden reaches 50% of tenant households.

On the whole, 85120 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 85120 at the moment; the composite and its components are still built from verifiable records.

Because one deterministic model scores every ZIP, 85120's 34/100 can be lined up against any neighbor in Pinal County, Arizona or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 85120 reflects the current record instead of a stale or modeled snapshot.

85120's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 85120 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.