ZIP 85128 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 85128 in Pinal County, Arizona comes in at 35, a moderate composite-distress reading. The latent-versus-live split is 76/100 structural and 8/100 already moving. Leading the profile are structural risk (76/100), construction/permit lag (61/100), institutional ownership (60/100). By contrast, mortgage stress (25/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (94/100), FEMA disaster exposure (88/100), flood (NFIP) exposure (79/100).

Prices here sit in a peak phase: values held roughly flat over the trailing year, and 4% higher over three years (phase confidence 11/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

18,582 residents call 85128 home, typically aged 34. Households earn a median $57,205 — below the roughly $78,000 national figure. Home values center near $249,000, an affordability ratio of 3.6× — accessible. DLRadar's demographic-stress index for the area reads 35/100. Owners hold 68% of homes, renters 32%. There are about 6,698 housing units across 85128. Rent burden reaches 36% of tenant households. 23.3% of residents fall below the poverty threshold. The vacancy rate is 9.0%. Educational attainment sits at 12% bachelor's-or-above.

Taken together, 85128 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 85128 is not published yet -- the ZIP-level readings above remain fully sourced.

No ZIP is too small to score: 85128 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 35/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed as records update; 85128 shows blanks, not estimates, wherever the record is sparse.

Behind 85128's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 85128 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.