ZIP 85194 Property Distress & Foreclosure Data

ZIP code 85194 in Pinal County, Arizona carries a composite property-distress score of 35/100 — a moderate reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (76/100), institutional ownership (65/100), construction/permit lag (57/100). By contrast, mortgage stress (25/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (94/100), FEMA disaster exposure (88/100), flood (NFIP) exposure (80/100). The latent-versus-live split is 76/100 structural and 8/100 already moving.

The market reads peak — home values rose 1.2% year on year, and 3% higher over three years (phase confidence 16/100). Topping markets hide individual distress behind strong averages.

The demographic-stress sub-score lands at 26/100. The vacancy rate is 18.1% — elevated. The typical home is worth about $350,400 (4.0× income, relatively affordable). Around 10% of renters are cost-burdened. At $79,896, median income runs near typical U.S. levels. About 7,966 people live here, median age 56. The poverty rate is 9.8%. 92% of housing is owner-occupied. Around 28% of adults hold a bachelor's degree or higher. The ZIP holds roughly 4,054 housing units.

Net-net, 85194 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

35/100
Composite stress
76/100
Structural risk
8/100
Distress activity

Distress signal breakdown — ZIP 85194

Foreclosure activity0
Mortgage stress25
Climate / FEMA risk94
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Pinal County

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