ZIP 85631 Property Distress & Foreclosure Data

In Pinal County, Arizona, ZIP 85631 scores 35 of 100 for composite distress, a moderate level on DLRadar's public-record index. Its standout signals are structural risk (76/100), institutional ownership (65/100), construction/permit lag (57/100). mortgage stress (25/100) stay muted. The latent-versus-live split is 76/100 structural and 8/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (94/100), FEMA disaster exposure (88/100), flood (NFIP) exposure (80/100).

Prices here sit in a peak phase: values rose 1.2% over the trailing year, and 16% higher over three years (phase confidence 16/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Around 30% of renters are cost-burdened. Roughly 21.3% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Households earn a median $47,969 — below the roughly $78,000 national figure. The ZIP holds roughly 1,612 housing units. About 11% have a four-year degree. A median home runs $120,400 here, or 2.4 times local income. 3,283 residents call 85631 home, typically aged 56. On demographic stress specifically, 85631 scores 27/100. The vacancy rate is 3.4%. The tenure split is 82% owner-occupied to 18% rented.

Taken together, 85631 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.