ZIP 85631 Foreclosure, Tax-Lien & Distress Report
Pinal County, Arizona · High Poverty market
On DLRadar's 0-100 public-record scale, ZIP 85631 in Pinal County, Arizona comes in at 35, a moderate composite-distress reading. The most distinctive pressure shows up in structural risk (77/100), construction/permit lag (64/100), institutional ownership (63/100). mortgage stress (25/100) stay muted. The split runs 77/100 structural to 8/100 active on the ground. Climate and flood risk are elevated too — climate & FEMA risk (94/100), FEMA disaster exposure (84/100), flood (NFIP) exposure (80/100).
Prices here sit in a peak phase: values held roughly flat over the trailing year, and 16% higher over three years, at 11/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Rent burden reaches 30% of tenant households. The poverty rate is 21.3% — high, a tax-stress and distress correlate. Median household income is $47,969, below the U.S. median near $78,000. The ZIP holds roughly 1,612 housing units. Around 11% of adults hold a bachelor's degree or higher. A median home runs $120,400 here, or 2.4 times local income. Population is roughly 3,283 with a median age of 56. DLRadar's demographic-stress index for the area reads 27/100. Vacancy runs 3.4%. 82% of housing is owner-occupied.
Net-net, 85631 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
No ZIP is too small to score: 85631 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 35/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 85631 shows as blanks, never estimates, and the score updates on every fresh public filing.
Each component behind 85631 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 35/100 roll-up. For an operator, 85631 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Distress signal breakdown — ZIP 85631
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
85631 at a glance
Real-time distress, cycle phase, housing and bank-stress readings for 85631, the same set carried on every parcel.
Other Pinal County ZIP codes
More distress data near 85631
Further distress data across Pinal County, Arizona at ZIP, county and state level.
Unlock the full ZIP 85631 acquisition report
Open 85631 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.
Each signal above is traceable to an open dataset · methodology