ZIP 85122 Foreclosure, Tax-Lien & Distress Report
Pinal County, Arizona · High Vacancy market
ZIP code 85122 in Pinal County, Arizona carries a composite property-distress score of 34/100 — a moderate reading on DLRadar's deterministic distress index. Environmental exposure also runs high (climate & FEMA risk (94/100), flood (NFIP) exposure (79/100), FEMA disaster exposure (77/100)). The most distinctive pressure shows up in structural risk (75/100), construction/permit lag (61/100), institutional ownership (59/100). On the quiet end sit mortgage stress (25/100). The split runs 75/100 structural to 8/100 active on the ground.
The market reads peak — home values held roughly flat year on year, and 2% lower over three years, at 11/100 phase confidence. Topping markets hide individual distress behind strong averages.
Population is roughly 58,328 with a median age of 36. Home values center near $284,200, an affordability ratio of 3.8× — accessible. Roughly 14.9% live below the poverty line. At $64,243, median income runs below typical U.S. levels. The vacancy rate is 13.9% — elevated. About 19% have a four-year degree. The ZIP holds roughly 25,037 housing units. Around 45% of renters are cost-burdened. Owners hold 69% of homes, renters 31%. The demographic-stress sub-score lands at 35/100.
On the whole, 85122 leans distressed, with opportunity clustered in specific stressed parcels. While 85122 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
No ZIP is too small to score: 85122 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 34/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed as records update; 85122 shows blanks, not estimates, wherever the record is sparse.
The 34/100 figure for 85122 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 85122 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Distress signal breakdown — ZIP 85122
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
85122 at a glance
Real-time distress, cycle phase, housing and bank-stress readings for 85122, the same set carried on every parcel.
Pinal County ZIPs near 85122
Nearest ZIP codes to 85122
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Pinal County, Arizona
Other reports tied to Pinal County, Arizona — ZIP, county and statewide.
Open the complete 85122 acquisition file
The full 85122 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Deterministic scoring, sourced entirely from public data · methodology