ZIP 85131 Foreclosure, Tax-Lien & Distress Report
Pinal County, Arizona · High Vacancy market
ZIP 85131's composite property-distress score is 34/100 - DLRadar classes that as moderate for Pinal County, Arizona. Structural exposure scores 75 and live distress 8 on the 0–100 scale. The sharpest non-environmental signals are structural risk (75/100), construction/permit lag (61/100), institutional ownership (59/100). mortgage stress (25/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (94/100), flood (NFIP) exposure (79/100), FEMA disaster exposure (77/100).
Prices here sit in a peak phase: values held roughly flat over the trailing year, and 9% higher over three years, at 11/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Population is roughly 18,156 with a median age of 41. Home values center near $259,200, an affordability ratio of 4.4×. The vacancy rate is 12.9% — elevated. 69% of housing is owner-occupied. The ZIP holds roughly 5,538 housing units. Educational attainment sits at 13% bachelor's-or-above. At $55,137, median income runs below typical U.S. levels. The demographic-stress sub-score lands at 37/100. Around 39% of renters are cost-burdened. 20.4% of residents fall below the poverty threshold.
Net-net, 85131 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Because one deterministic model scores every ZIP, 85131's 34/100 can be lined up against any neighbor in Pinal County, Arizona or any ZIP coast to coast. Sparse data for 85131 shows as blanks, never estimates, and the score updates on every fresh public filing.
Each component behind 85131 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 34/100 roll-up. In workflow terms, 85131 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
What is driving ZIP 85131’s distress
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
Snapshot: 85131 by the numbers
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Pinal County ZIPs near 85131
Nearest ZIP codes to 85131
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Pinal County, Arizona
Keep going: ZIP, county and state distress coverage for Pinal County, Arizona.
Open the complete 85131 acquisition file
See who owns each distressed property in 85131, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Built from public records, scored the same way everywhere · methodology