ZIP 85145 Foreclosure, Tax-Lien & Distress Report
Pinal County, Arizona · Distress market
ZIP 85145's composite property-distress score is 35/100 - DLRadar classes that as moderate for Pinal County, Arizona. The pressure is most legible in structural risk (77/100), construction/permit lag (64/100), institutional ownership (63/100). mortgage stress (25/100) stay muted. Structural risk reads 77/100 against active distress of 8/100. It additionally carries heavy environmental risk: climate & FEMA risk (94/100), FEMA disaster exposure (84/100), flood (NFIP) exposure (80/100).
Prices here sit in a peak phase: values held roughly flat over the trailing year (phase confidence 11/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
At $79,167, median income runs near typical U.S. levels. Vacancy runs 2.6%. The demographic-stress sub-score lands at 19/100. Educational attainment sits at 31% bachelor's-or-above. The poverty rate is 4.7% — low. Owners hold 94% of homes, renters 6%. There are about 1,215 housing units across 85145. A median home runs $289,600 here, or 3.2 times local income. Rent burden reaches 0% of tenant households. 3,243 residents call 85145 home, typically aged 39.
Net-net, 85145 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 85145 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
The number is not local guesswork: 85145's 35/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 85145, the field stays empty rather than modeled, and fills in as new documents post.
The 35/100 figure for 85145 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 85145 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
What is driving ZIP 85145’s distress
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
85145 at a glance
A live read on 85145: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Pinal County ZIPs near 85145
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Get the full acquisition report for 85145
The full 85145 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Deterministic scoring, sourced entirely from public data · methodology