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Pinal County, AZ: Foreclosures, Tax Liens & Distressed Properties

Pinal County, AZ, Arizona: 35 ZIP codes scored, Pinal County, AZ averaging 33/100 (moderate, Pinal, AZ), from 21 to 34. Pinal County, AZ is in its peak phase (Pinal, AZ confidence 11/100): Pinal, AZ home prices up 0.3% (Pinal, AZ) over twelve months. Pinal County, AZ lender headwind: 51/100.

Highest-scoring Pinal County, AZ ZIPs: 85118 (34/100), 85119 (34/100), 85120 (34/100), 85121 (34/100), 85122 (34/100), 85123 (34/100). Also scored in Pinal County, AZ: 85128, 85131, 85132, 85137, 85138, 85139, 85140, 85141, 85142, 85143.

Across Pinal County, AZ's scored ZIPs: median home value $307,238, household income $89,363, 11.3% vacancy, 14.1% poverty, 80% owner-occupied, median age 45.4.

Pinal County, AZ insurance distress 85/100 (#215 in the US); FEMA hazard 90/100 for Pinal, AZ; 9 federal disaster declarations in Pinal County, AZ since 2023; 4 Pinal, AZ NFIP flood claims, $191K paid; Pinal, AZ construction distress 61/100.

12 banks with 37 branches lend in Pinal County, AZ; Pinal, AZ weighted bank stress 65/100, highest 77/100 in Pinal, AZ.

Pinal County, AZ unemployment 5.7% (Pinal, AZ +0.8 pts, six months); 7,578 new housing units permitted in Pinal County, AZ over twelve months, Pinal, AZ down 11% from 8,554; Pinal, AZ home prices +9.2% a year (Pinal, AZ) over three years.

184,651 housing units in Pinal County, AZ; 30,615 Pinal, AZ renter households; 40% of Pinal, AZ renters spend 30%+ of income on rent, 17% (Pinal, AZ) half or more.

Pinal County, AZ ranks #645 nationally on the opportunity index (Pinal, AZ, among all ranked counties); Pinal, AZ scores 32.7/100 and Pinal, AZ sits #3 inside Arizona. Pinal, AZ is in the peak_opportunity opportunity phase; Pinal, AZ's primary driver is construction, Pinal, AZ second driver bank institutional; Pinal, AZ moved up 495 places. 497 short-sale listings across Pinal, AZ; 83 days on market observed in Pinal, AZ; 11.0% vacancy over 35 Pinal, AZ ZIPs.

1.3% of Pinal County, AZ mortgages were ninety-plus days late in December 2025; Pinal, AZ's thirty-to-eighty-nine-day share was 3.0% (CFPB county sample). Pinal, AZ's ninety-day rate is up 0.4 points on twelve months earlier; the Pinal, AZ peak since 2008 was 9.8% in October 2009; Arizona overall reads 0.8%.

HUD lists 4 assisted multifamily properties in Pinal County, AZ with 308 units; 71 Pinal, AZ units are assisted, 2 Pinal, AZ properties under project-based Section 8.

22,734 of the 184,651 housing units in Pinal, AZ sit vacant. Pinal County, AZ permitted 651 multifamily units in twelve months; Pinal, AZ's one-to-four unit structures added 6,927 units in Pinal County, AZ.

Peak
Market phase
0.3%
Pinal, AZ HPI YoY
-0.5%
Drawdown
11
Pinal confidence

Pinal County ZIPs ranked by distress

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