ZIP 85140 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 85140 (Pinal County, Arizona) returns a moderate composite of 35/100. The split runs 77/100 structural to 8/100 active on the ground. It additionally carries heavy environmental risk: climate & FEMA risk (94/100), FEMA disaster exposure (84/100), flood (NFIP) exposure (80/100). Leading the profile are structural risk (77/100), construction/permit lag (64/100), institutional ownership (63/100). mortgage stress (25/100) stay muted.

The peak-phase market in 85140 posted values that held roughly flat over the year, and 10% higher over three years (phase confidence 11/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The typical home is worth about $445,000 (4.2× income). 7.1% of residents fall below the poverty threshold. Population is roughly 51,078 with a median age of 35. 84% of housing is owner-occupied. There are about 17,208 housing units across 85140. The demographic-stress sub-score lands at 29/100. Rent burden reaches 33% of tenant households. At $98,668, median income runs above typical U.S. levels. The vacancy rate is 5.8%. About 30% have a four-year degree.

Overall, 85140 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 85140 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 85140 read uses the identical public-record model applied coast to coast, which means its 35/100 score means exactly what it means anywhere else, and 85140 stays directly comparable to neighboring ZIPs and the rest of Pinal County, Arizona. The score is rebuilt from public data as it updates, so 85140 reflects the current record instead of a stale or modeled snapshot.

Each component behind 85140 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 35/100 roll-up. For a buyer, 85140 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.