ZIP 85209 Foreclosure, Tax-Lien & Distress Report
Maricopa County, Arizona · High Vacancy market
DLRadar grades ZIP 85209 (Maricopa County, Arizona) at a moderate 34/100 for overall property distress. Latent structural risk is 76/100 while live distress already moving reads 7/100. Climate and flood risk are elevated too — climate & FEMA risk (100/100), flood (NFIP) exposure (88/100), FEMA disaster exposure (78/100). The pressure is most legible in structural risk (76/100), institutional ownership (57/100), construction/permit lag (53/100). mortgage stress (23/100) stay muted.
The peak-phase market in 85209 posted values that held roughly flat over the year, and 27% higher over three years, at 11/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
42,171 residents call 85209 home, typically aged 46. Rent burden reaches 44% of tenant households. A median home runs $402,900 here, or 4.5 times local income. The vacancy rate is 18.7% — elevated. The ZIP holds roughly 22,295 housing units. At $80,498, median income runs near typical U.S. levels. Roughly 6.9% live below the poverty line, a low share typical of higher-equity areas. The demographic-stress sub-score lands at 33/100. Owners hold 74% of homes, renters 26%. Around 33% of adults hold a bachelor's degree or higher.
Taken together, 85209 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Big metro or rural, 85209 runs through one identical scoring model, so its 34/100 sits on the same scale as every other ZIP in Maricopa County, Arizona and the nation. The score is rebuilt from public data as it updates, so 85209 reflects the current record instead of a stale or modeled snapshot.
85209's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 85209 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
What is driving ZIP 85209’s distress
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
ZIP 85209 Stress Report snapshot
The live 85209 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Nearby ZIPs in Maricopa County
Nearest ZIP codes to 85209
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Maricopa County, Arizona
More ZIP, county and state distress intelligence connected to Maricopa County, Arizona.
Open the complete 85209 acquisition file
See who owns each distressed property in 85209, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology