ZIP 85009 Foreclosure, Tax-Lien & Distress Report

ZIP 85009's composite property-distress score is 35/100 - DLRadar classes that as moderate for Maricopa County, Arizona. Environmental exposure also runs high (climate & FEMA risk (100/100), flood (NFIP) exposure (88/100), FEMA disaster exposure (71/100)). Leading the profile are structural risk (78/100), construction/permit lag (64/100), institutional ownership (58/100). By contrast, mortgage stress (23/100) register low. On the structural side it scores 78/100, with 7/100 of stress already active.

Prices here sit in a peak phase: values held roughly flat over the trailing year, and 15% higher over three years, at 11/100 phase confidence. Topping markets hide individual distress behind strong averages.

Home values center near $236,100, an affordability ratio of 4.2×. There are about 14,806 housing units across 85009. The tenure split is 51% owner-occupied to 49% rented. Around 7% of adults hold a bachelor's degree or higher. The vacancy rate is 5.6%. Median household income is $51,615, below the U.S. median near $78,000. About 52,116 people live here, median age 31. Rent burden reaches 46% of tenant households. The demographic-stress sub-score lands at 41/100. Roughly 27.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory.

Net-net, 85009 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 85009's 35/100 can be lined up against any neighbor in Maricopa County, Arizona or any ZIP coast to coast. Sparse data for 85009 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 85009's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 85009 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.