ZIP 85041 Foreclosure, Tax-Lien & Distress Report
Maricopa County, Arizona · Distress market
ZIP code 85041 in Maricopa County, Arizona carries a composite property-distress score of 35/100 — a moderate reading on DLRadar's deterministic public-record index. Structurally it carries 78/100, against 7/100 of stress already in motion. Environmental exposure also runs high (climate & FEMA risk (100/100), flood (NFIP) exposure (88/100), FEMA disaster exposure (71/100)). Its standout signals are structural risk (78/100), construction/permit lag (64/100), institutional ownership (58/100). On the quiet end sit mortgage stress (23/100).
The market reads peak — home values held roughly flat year on year, and 4% higher over three years, at 11/100 phase confidence. Topping markets hide individual distress behind strong averages.
About 63,881 people live here, median age 33. Home values center near $347,100, an affordability ratio of 4.4×. Around 41% of renters are cost-burdened. About 19% have a four-year degree. The tenure split is 73% owner-occupied to 27% rented. The poverty rate is 16.8% — high, a tax-stress and distress correlate. Vacancy runs 5.0%. The ZIP holds roughly 20,095 housing units. Households earn a median $70,555 — near the roughly $78,000 national figure. On demographic stress specifically, 85041 scores 36/100.
Net-net, 85041 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Whether 85041 runs hot or quiet, its 35/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 85041 can be compared directly against any other ZIP in Maricopa County, Arizona or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 85041 shows blanks, not estimates, wherever the record is sparse.
Each component behind 85041 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 35/100 roll-up. For an operator, 85041 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Distress signal breakdown — ZIP 85041
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 85041 by the numbers
A live read on 85041: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Adjacent Maricopa County ZIP reports
More distress data near 85041
Keep going: ZIP, county and state distress coverage for Maricopa County, Arizona.
Get the full acquisition report for 85041
Pull every distressed parcel in 85041 — owner, address, APN, distress score, lender exposure and exit read — with funding and closing one click away. Nationwide coverage, continuously updated.
Built from public records, scored the same way everywhere · methodology