ZIP 85051 Property Distress & Foreclosure Data

DLRadar grades ZIP 85051 (Maricopa County, Arizona) at a moderate 36/100 for overall property distress. Environmental exposure also runs high (climate & FEMA risk (100/100), flood (NFIP) exposure (88/100), FEMA disaster exposure (79/100)). The latent-versus-live split is 79/100 structural and 7/100 already moving. Property-level stress concentrates in structural risk (79/100), institutional ownership (62/100), construction/permit lag (62/100). On the quiet end sit mortgage stress (23/100).

The peak-phase market in 85051 posted values that rose 1.2% over the year, and 4% higher over three years (phase confidence 16/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Home values center near $326,300, an affordability ratio of 4.5×. 17.6% of residents fall below the poverty threshold. Median household income is $63,665, below the U.S. median near $78,000. Educational attainment sits at 20% bachelor's-or-above. Around 47% of renters are cost-burdened. The vacancy rate is 5.2%. DLRadar's demographic-stress index for the area reads 38/100. Owners hold 55% of homes, renters 45%. Population is roughly 45,484 with a median age of 35. The ZIP holds roughly 16,992 housing units.

On balance 85051 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.