ZIP 85021 Property Distress & Foreclosure Data

Maricopa County, Arizona's ZIP 85021 registers 36/100 composite distress, which DLRadar reads as moderate. Structural risk reads 79/100 against active distress of 7/100. The most distinctive pressure shows up in structural risk (79/100), institutional ownership (62/100), construction/permit lag (62/100). On the quiet end sit mortgage stress (23/100). Environmental exposure also runs high (climate & FEMA risk (100/100), flood (NFIP) exposure (88/100), FEMA disaster exposure (79/100)).

The peak-phase market in 85021 posted values that rose 1.2% over the year, and 7% higher over three years, at 16/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Vacancy runs 6.4%. Owners hold 38% of homes, renters 62%. Median household income is $58,481, below the U.S. median near $78,000. Educational attainment sits at 33% bachelor's-or-above. Home values center near $470,400, an affordability ratio of 7.4× — stretched. Rent burden reaches 47% of tenant households. Population is roughly 40,026 with a median age of 36. There are about 18,091 housing units across 85021. DLRadar's demographic-stress index for the area reads 47/100. 16.7% of residents fall below the poverty threshold.

On balance 85021 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.