ZIP 85021 Foreclosure, Tax-Lien & Distress Report
Maricopa County, Arizona · Distress market
Composite property distress in 85021 (Maricopa County, Arizona) lands at 34/100 — moderate on DLRadar's distress scoring. The split runs 75/100 structural to 7/100 active on the ground. The sharpest non-environmental signals are structural risk (75/100), institutional ownership (57/100), construction/permit lag (53/100). mortgage stress (23/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (100/100), flood (NFIP) exposure (88/100), FEMA disaster exposure (75/100).
Prices here sit in a peak phase: values held roughly flat over the trailing year, and 7% higher over three years, at 11/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Vacancy runs 6.4%. 38% of housing is owner-occupied. At $58,481, median income runs below typical U.S. levels. About 33% have a four-year degree. A median home runs $470,400 here, or 7.4 times local income. Rent burden reaches 47% of tenant households. About 40,026 people live here, median age 36. The ZIP holds roughly 18,091 housing units. The demographic-stress sub-score lands at 47/100. 16.7% of residents fall below the poverty threshold.
On balance 85021 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Big metro or rural, 85021 runs through one identical scoring model, so its 34/100 sits on the same scale as every other ZIP in Maricopa County, Arizona and the nation. Sparse data for 85021 shows as blanks, never estimates, and the score updates on every fresh public filing.
Behind 85021's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 85021 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
What is driving ZIP 85021’s distress
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
The 85021 distress snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 85021, the same set carried on every parcel.
Maricopa County ZIPs near 85021
Nearest ZIP codes to 85021
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Arizona distress
Other reports tied to Maricopa County, Arizona — ZIP, county and statewide.
See every distressed parcel in 85021
The full 85021 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Rules-based scoring — each signal ties to a public dataset · methodology