ZIP 85023 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 85023 (Maricopa County, Arizona) returns a moderate composite of 35/100. The split runs 78/100 structural to 7/100 active on the ground. Its heaviest discrete signals: structural risk (78/100), construction/permit lag (64/100), institutional ownership (58/100). By contrast, mortgage stress (23/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (88/100), FEMA disaster exposure (71/100).

Prices here sit in a peak phase: values held roughly flat over the trailing year, and 2% higher over three years, at 11/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

57% of housing is owner-occupied. The poverty rate is 10.1%. 34,635 residents call 85023 home, typically aged 37. The vacancy rate is 5.2%. A median home runs $391,200 here, or 5.0 times local income. Median household income is $72,442, near the U.S. median near $78,000. The demographic-stress sub-score lands at 36/100. Around 49% of renters are cost-burdened. The ZIP holds roughly 15,000 housing units. Educational attainment sits at 32% bachelor's-or-above.

On balance 85023 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 85023 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 85023 read uses the identical public-record model applied coast to coast, which means its 35/100 score means exactly what it means anywhere else, and 85023 stays directly comparable to neighboring ZIPs and the rest of Maricopa County, Arizona. Nothing here is interpolated — where a source is thin for 85023, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 85023's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 85023 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.