ZIP 85031 Property Distress & Foreclosure Data

ZIP code 85031 in Maricopa County, Arizona carries a composite property-distress score of 36/100 — a moderate reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (79/100), institutional ownership (62/100), construction/permit lag (62/100). mortgage stress (23/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (100/100), flood (NFIP) exposure (88/100), FEMA disaster exposure (79/100). On the structural side it scores 79/100, with 7/100 of stress already active.

Prices here sit in a peak phase: values rose 1.2% over the trailing year, and 5% higher over three years (phase confidence 16/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The tenure split is 65% owner-occupied to 35% rented. 30,681 residents call 85031 home, typically aged 31. About 8% have a four-year degree. Around 53% of renters are cost-burdened. Roughly 20.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The ZIP holds roughly 8,623 housing units. Households earn a median $59,641 — below the roughly $78,000 national figure. On demographic stress specifically, 85031 scores 39/100. A median home runs $294,800 here, or 4.0 times local income. The vacancy rate is 4.2%.

Taken together, 85031 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.