ZIP 85031 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 85031 in Maricopa County, Arizona comes in at 35, a moderate composite-distress reading. Its heaviest discrete signals: structural risk (78/100), construction/permit lag (64/100), institutional ownership (58/100). By contrast, mortgage stress (23/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (88/100), FEMA disaster exposure (71/100). The latent-versus-live split is 78/100 structural and 7/100 already moving.

Prices here sit in a peak phase: values held roughly flat over the trailing year, and 5% higher over three years (phase confidence 11/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Owners hold 65% of homes, renters 35%. 30,681 residents call 85031 home, typically aged 31. Around 8% of adults hold a bachelor's degree or higher. Rent burden reaches 53% of tenant households. 20.2% of residents fall below the poverty threshold. The ZIP holds roughly 8,623 housing units. Households earn a median $59,641 — below the roughly $78,000 national figure. On demographic stress specifically, 85031 scores 39/100. Home values center near $294,800, an affordability ratio of 4.0×. The vacancy rate is 4.2%.

Net-net, 85031 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 85031 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 85031 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 35/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 85031 shows blanks, not estimates, wherever the record is sparse.

Behind 85031's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 85031 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.