ZIP 85037 Foreclosure, Tax-Lien & Distress Report

ZIP 85037's composite property-distress score is 35/100 - DLRadar classes that as moderate for Maricopa County, Arizona. Its standout signals are structural risk (78/100), construction/permit lag (64/100), institutional ownership (58/100). On the quiet end sit mortgage stress (23/100). Structural risk reads 78/100 against active distress of 7/100. Climate and flood risk are elevated too — climate & FEMA risk (100/100), flood (NFIP) exposure (88/100), FEMA disaster exposure (71/100).

The market reads peak — home values held roughly flat year on year, and 3% higher over three years (phase confidence 11/100). Topping markets hide individual distress behind strong averages.

Median household income is $81,919, near the U.S. median near $78,000. Around 14% of adults hold a bachelor's degree or higher. The vacancy rate is 3.5%. Around 37% of renters are cost-burdened. 12.8% of residents fall below the poverty threshold. Population is roughly 53,041 with a median age of 30. Home values center near $330,200, an affordability ratio of 3.5× — accessible. The ZIP holds roughly 16,448 housing units. On demographic stress specifically, 85037 scores 33/100. Owners hold 60% of homes, renters 40%.

On balance 85037 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 85037 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 85037 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 35/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 85037 shows as blanks, never estimates, and the score updates on every fresh public filing.

85037's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 85037 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.