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ZIP 85307 Foreclosure, Tax-Lien & Distress Report

Maricopa County, Arizona · Distress market

Maricopa County, Arizona's ZIP 85307 registers 34/100 composite distress, which DLRadar reads as moderate. Its standout signals are structural risk (75/100), institutional ownership (57/100), construction/permit lag (53/100). mortgage stress (23/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (88/100), FEMA disaster exposure (77/100). Structural exposure scores 75 and live distress 7 on the 0–100 scale.

The peak-phase market in 85307 posted values that held roughly flat over the year, and 6% higher over three years, at 11/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Owners hold 46% of homes, renters 54%. Vacancy runs 4.3%. At $78,540, median income runs near typical U.S. levels. Around 26% of adults hold a bachelor's degree or higher. The poverty rate is 8.0%. On demographic stress specifically, 85307 scores 38/100. Rent burden reaches 52% of tenant households. The ZIP holds roughly 5,104 housing units. Home values center near $395,700, an affordability ratio of 4.7×. About 13,290 people live here, median age 29.

On balance 85307 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 85307's 34/100 can be lined up against any neighbor in Maricopa County, Arizona or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 85307, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 34/100 for 85307 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 85307 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

34/100
Composite stress
75/100
Structural risk
7/100
Distress activity

What is driving ZIP 85307’s distress

Foreclosure activity0
Mortgage stress23
Climate / FEMA risk100
Another 9 scored dimensions sit behind 85307

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

Snapshot: 85307 by the numbers

Current distress, phase, housing and lender-pressure figures for 85307, drawn from the same report attached to each property.

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Open the complete 85307 acquisition file

Every distressed parcel in 85307 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.

No modelling: every input is a public record · methodology

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