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ZIP 85322 Foreclosure, Tax-Lien & Distress Report

Maricopa County, Arizona · High Vacancy market

Maricopa County, Arizona's ZIP 85322 registers 35/100 composite distress, which DLRadar reads as moderate. The latent-versus-live split is 78/100 structural and 7/100 already moving. Environmental exposure also runs high (climate & FEMA risk (100/100), flood (NFIP) exposure (88/100), FEMA disaster exposure (71/100)). What sets it apart are the readings on structural risk (78/100), construction/permit lag (64/100), institutional ownership (58/100). By contrast, mortgage stress (23/100) register low.

The peak-phase market in 85322 posted values that held roughly flat over the year, at 11/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $74,125 — near the roughly $78,000 national figure. Around 5% of adults hold a bachelor's degree or higher. The typical home is worth about $354,300 (3.2× income, relatively affordable). Vacancy runs 14.7%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 85322 scores 27/100. 96% of housing is owner-occupied. Roughly 7.6% live below the poverty line. About 493 people live here, median age 42. There are about 199 housing units across 85322.

Net-net, 85322 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 85322 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The number is not local guesswork: 85322's 35/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 85322, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

85322's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 85322 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

35/100
Composite stress
78/100
Structural risk
7/100
Distress activity

Distress signal breakdown — ZIP 85322

Foreclosure activity0
Mortgage stress23
Climate / FEMA risk100
+9 more distress dimensions scored for this ZIP

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

ZIP 85322 Stress Report snapshot

A live read on 85322: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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