ZIP 85354 Foreclosure, Tax-Lien & Distress Report

In Maricopa County, Arizona, ZIP 85354 scores 35 of 100 for composite distress, a moderate level on DLRadar's public-record index. Its standout signals are structural risk (78/100), construction/permit lag (64/100), institutional ownership (58/100). By contrast, mortgage stress (23/100) register low. Structural risk reads 78/100 against active distress of 7/100. Environmental exposure also runs high (climate & FEMA risk (100/100), flood (NFIP) exposure (88/100), FEMA disaster exposure (71/100)).

The peak-phase market in 85354 posted values that held roughly flat over the year, and 1% lower over three years (phase confidence 11/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The demographic-stress sub-score lands at 34/100. The vacancy rate is 6.2%. 85% of housing is owner-occupied. Around 10% of adults hold a bachelor's degree or higher. At $64,596, median income runs below typical U.S. levels. 7,731 residents call 85354 home, typically aged 40. Rent burden reaches 53% of tenant households. A median home runs $330,800 here, or 4.3 times local income. The poverty rate is 7.9%. The ZIP holds roughly 3,184 housing units.

Overall, 85354 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 85354 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 85354 read uses the identical public-record model applied coast to coast, which means its 35/100 score means exactly what it means anywhere else, and 85354 stays directly comparable to neighboring ZIPs and the rest of Maricopa County, Arizona. Every figure is auditable to a public dataset and refreshed on ingest; 85354 shows blanks, not estimates, wherever the record is sparse.

The 35/100 figure for 85354 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 85354 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.