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ZIP 85326 Foreclosure, Tax-Lien & Distress Report

Maricopa County, Arizona · Distress market

ZIP code 85326 in Maricopa County, Arizona carries a composite property-distress score of 35/100 — a moderate reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (88/100), FEMA disaster exposure (71/100). Its standout signals are structural risk (78/100), construction/permit lag (64/100), institutional ownership (58/100). By contrast, mortgage stress (23/100) register low. The latent-versus-live split is 78/100 structural and 7/100 already moving.

Prices here sit in a peak phase: values held roughly flat over the trailing year, and 12% higher over three years, at 11/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 23,195 housing units. Around 30% of renters are cost-burdened. 73,912 residents call 85326 home, typically aged 34. 80% of housing is owner-occupied. The vacancy rate is 7.6%. Median household income is $91,444, above the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 30/100. 7.5% of residents fall below the poverty threshold. The typical home is worth about $373,300 (3.7× income, relatively affordable). Around 17% of adults hold a bachelor's degree or higher.

Net-net, 85326 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 85326 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 35/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 85326, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 85326 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 35/100 roll-up. The point of the 85326 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

35/100
Composite stress
78/100
Structural risk
7/100
Distress activity

ZIP 85326 distress signals, scored

Foreclosure activity0
Mortgage stress23
Climate / FEMA risk100
+9 more distress dimensions scored for this ZIP

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

Snapshot: 85326 by the numbers

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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