ZIP 85012 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 85012 (Maricopa County, Arizona) returns a moderate composite of 35/100. Environmental exposure also runs high (climate & FEMA risk (100/100), flood (NFIP) exposure (88/100), FEMA disaster exposure (71/100)). What sets it apart are the readings on structural risk (78/100), construction/permit lag (64/100), institutional ownership (58/100). By contrast, mortgage stress (23/100) register low. Structural risk reads 78/100 against active distress of 7/100.

Prices here sit in a peak phase: values held roughly flat over the trailing year, and 7% higher over three years (phase confidence 11/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

About 8,880 people live here, median age 38. Vacancy runs 8.8%. The ZIP holds roughly 5,204 housing units. Educational attainment sits at 60% bachelor's-or-above. The tenure split is 39% owner-occupied to 61% rented. Households earn a median $80,242 — near the roughly $78,000 national figure. The poverty rate is 13.3%. Around 40% of renters are cost-burdened. A median home runs $735,000 here, or 8.7 times local income. On demographic stress specifically, 85012 scores 46/100.

On balance 85012 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 85012's 35/100 can be lined up against any neighbor in Maricopa County, Arizona or any ZIP coast to coast. 85012 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

85012's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 85012 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.