ZIP 85018 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 85018 (Maricopa County, Arizona) returns a moderate composite of 34/100. It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (88/100), FEMA disaster exposure (78/100). The most distinctive pressure shows up in structural risk (76/100), institutional ownership (57/100), construction/permit lag (53/100). On the quiet end sit mortgage stress (23/100). Structural exposure scores 76 and live distress 7 on the 0–100 scale.

The peak-phase market in 85018 posted values that held roughly flat over the year, and 16% higher over three years (phase confidence 11/100). Topping markets hide individual distress behind strong averages.

Home values center near $862,000, an affordability ratio of 9.2× — stretched. Rent burden reaches 37% of tenant households. 38,268 residents call 85018 home, typically aged 39. About 57% have a four-year degree. Vacancy runs 10.5%. On demographic stress specifically, 85018 scores 45/100. The ZIP holds roughly 19,604 housing units. Roughly 9.2% live below the poverty line. Owners hold 55% of homes, renters 45%. At $87,637, median income runs above typical U.S. levels.

On balance 85018 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 85018 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 85018 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 34/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 85018, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

85018's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 85018 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.