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ZIP 85251 Foreclosure, Tax-Lien & Distress Report

Maricopa County, Arizona · High Vacancy market

DLRadar grades ZIP 85251 (Maricopa County, Arizona) at a moderate 35/100 for overall property distress. Leading the profile are structural risk (78/100), construction/permit lag (64/100), institutional ownership (58/100). By contrast, mortgage stress (23/100) register low. The latent-versus-live split is 78/100 structural and 7/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (88/100), FEMA disaster exposure (71/100).

The market reads peak — home values held roughly flat year on year, and 12% higher over three years (phase confidence 11/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $89,151 — above the roughly $78,000 national figure. Educational attainment sits at 60% bachelor's-or-above. 39,976 residents call 85251 home, typically aged 38. The demographic-stress sub-score lands at 34/100. Around 33% of renters are cost-burdened. The tenure split is 49% owner-occupied to 51% rented. The poverty rate is 9.0%. There are about 26,458 housing units across 85251. The vacancy rate is 17.8% — elevated. The typical home is worth about $554,400 (5.6× income).

Taken together, 85251 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 85251 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 85251's 35/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 85251 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

85251's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 85251 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

35/100
Composite stress
78/100
Structural risk
7/100
Distress activity

ZIP 85251 distress signals, scored

Foreclosure activity0
Mortgage stress23
Climate / FEMA risk100
Another 9 scored dimensions sit behind 85251

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

The 85251 distress snapshot

Real-time distress, cycle phase, housing and bank-stress readings for 85251, the same set carried on every parcel.

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