ZIP 85281 Property Distress & Foreclosure Data

DLRadar grades ZIP 85281 (Maricopa County, Arizona) at a moderate 36/100 for overall property distress. Structural risk reads 79/100 against active distress of 7/100. It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (88/100), FEMA disaster exposure (79/100). Property-level stress concentrates in structural risk (79/100), institutional ownership (62/100), construction/permit lag (62/100). By contrast, mortgage stress (23/100) register low.

The market reads peak — home values rose 1.2% year on year, and 1% higher over three years, at 16/100 phase confidence. Topping markets hide individual distress behind strong averages.

24% of housing is owner-occupied. At $59,084, median income runs below typical U.S. levels. About 70,726 people live here, median age 25. Vacancy runs 12.4%, above the national norm and a classic distress-and-opportunity signal. The typical home is worth about $381,000 (6.2× income). Rent burden reaches 45% of tenant households. There are about 33,978 housing units across 85281. The demographic-stress sub-score lands at 45/100. The poverty rate is 26.2% — high, a tax-stress and distress correlate. Around 49% of adults hold a bachelor's degree or higher.

Net-net, 85281 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.