ZIP 85286 Foreclosure, Tax-Lien & Distress Report

ZIP 85286's composite property-distress score is 35/100 - DLRadar classes that as moderate for Maricopa County, Arizona. Climate and flood risk are elevated too — climate & FEMA risk (100/100), flood (NFIP) exposure (88/100), FEMA disaster exposure (71/100). Structural exposure scores 78 and live distress 7 on the 0–100 scale. Its standout signals are structural risk (78/100), construction/permit lag (64/100), institutional ownership (58/100). By contrast, mortgage stress (23/100) register low.

Prices here sit in a peak phase: values held roughly flat over the trailing year, and 10% higher over three years, at 11/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $118,759 — above the roughly $78,000 national figure. Rent burden reaches 33% of tenant households. The demographic-stress sub-score lands at 29/100. There are about 18,765 housing units across 85286. Owners hold 67% of homes, renters 33%. Home values center near $601,900, an affordability ratio of 4.6×. Roughly 5.2% live below the poverty line, a low share typical of higher-equity areas. Population is roughly 49,870 with a median age of 36. Around 55% of adults hold a bachelor's degree or higher. The vacancy rate is 3.2%.

On balance 85286 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 85286 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 85286 read uses the identical public-record model applied coast to coast, which means its 35/100 score means exactly what it means anywhere else, and 85286 stays directly comparable to neighboring ZIPs and the rest of Maricopa County, Arizona. 85286 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 85286's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 85286 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.