ZIP 85286 Property Distress & Foreclosure Data

DLRadar grades ZIP 85286 (Maricopa County, Arizona) at a moderate 36/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (100/100), flood (NFIP) exposure (88/100), FEMA disaster exposure (79/100). The latent-versus-live split is 79/100 structural and 7/100 already moving. Property-level stress concentrates in structural risk (79/100), institutional ownership (62/100), construction/permit lag (62/100). mortgage stress (23/100) stay muted.

Prices here sit in a peak phase: values rose 1.2% over the trailing year, and 10% higher over three years (phase confidence 16/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $118,759 — above the roughly $78,000 national figure. Around 33% of renters are cost-burdened. On demographic stress specifically, 85286 scores 29/100. The ZIP holds roughly 18,765 housing units. The tenure split is 67% owner-occupied to 33% rented. A median home runs $601,900 here, or 4.6 times local income. Roughly 5.2% live below the poverty line, a low share typical of higher-equity areas. 49,870 residents call 85286 home, typically aged 36. About 55% have a four-year degree. The vacancy rate is 3.2%.

Overall, 85286 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.