ZIP 85295 Foreclosure, Tax-Lien & Distress Report

ZIP 85295's composite property-distress score is 35/100 - DLRadar classes that as moderate for Maricopa County, Arizona. Climate and flood risk are elevated too — climate & FEMA risk (100/100), flood (NFIP) exposure (88/100), FEMA disaster exposure (71/100). The split runs 78/100 structural to 7/100 active on the ground. The most distinctive pressure shows up in structural risk (78/100), construction/permit lag (64/100), institutional ownership (58/100). By contrast, mortgage stress (23/100) register low.

Prices here sit in a peak phase: values held roughly flat over the trailing year, and 1% lower over three years, at 11/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $116,288, median income runs above typical U.S. levels. Around 39% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 30/100. The typical home is worth about $579,500 (4.5× income). The poverty rate is 3.8% — low. Around 49% of adults hold a bachelor's degree or higher. Population is roughly 54,697 with a median age of 31. Vacancy runs 2.6%. The ZIP holds roughly 20,782 housing units. The tenure split is 64% owner-occupied to 36% rented.

Net-net, 85295 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 85295 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 85295 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 35/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 85295, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 35/100 figure for 85295 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 85295 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.