ZIP 85295 Property Distress & Foreclosure Data

DLRadar grades ZIP 85295 (Maricopa County, Arizona) at a moderate 36/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (100/100), flood (NFIP) exposure (88/100), FEMA disaster exposure (79/100). On the structural side it scores 79/100, with 7/100 of stress already active. Property-level stress concentrates in structural risk (79/100), institutional ownership (62/100), construction/permit lag (62/100). mortgage stress (23/100) stay muted.

Prices here sit in a peak phase: values rose 1.2% over the trailing year, and 1% lower over three years (phase confidence 16/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $116,288 — above the roughly $78,000 national figure. Around 39% of renters are cost-burdened. On demographic stress specifically, 85295 scores 30/100. A median home runs $579,500 here, or 4.5 times local income. Roughly 3.8% live below the poverty line, a low share typical of higher-equity areas. About 49% have a four-year degree. 54,697 residents call 85295 home, typically aged 31. The vacancy rate is 2.6%. The ZIP holds roughly 20,782 housing units. The tenure split is 64% owner-occupied to 36% rented.

Overall, 85295 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.