ZIP 85296 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 85296 (Maricopa County, Arizona) at a moderate 35/100 for overall property distress. On the structural side it scores 78/100, with 7/100 of stress already active. Leading the profile are structural risk (78/100), construction/permit lag (64/100), institutional ownership (58/100). On the quiet end sit mortgage stress (23/100). It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (88/100), FEMA disaster exposure (71/100).

The peak-phase market in 85296 posted values that held roughly flat over the year, and 13% higher over three years (phase confidence 11/100). Topping markets hide individual distress behind strong averages.

There are about 18,839 housing units across 85296. Median household income is $117,120, above the U.S. median near $78,000. Home values center near $561,400, an affordability ratio of 4.2×. Around 29% of renters are cost-burdened. About 52,058 people live here, median age 35. Around 49% of adults hold a bachelor's degree or higher. Owners hold 71% of homes, renters 29%. 4.7% of residents fall below the poverty threshold. Vacancy runs 4.6%. On demographic stress specifically, 85296 scores 28/100.

On balance 85296 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 85296 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 85296 read uses the identical public-record model applied coast to coast, which means its 35/100 score means exactly what it means anywhere else, and 85296 stays directly comparable to neighboring ZIPs and the rest of Maricopa County, Arizona. Every figure is auditable to a public dataset and refreshed on ingest; 85296 shows blanks, not estimates, wherever the record is sparse.

85296's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 85296 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.