ZIP 85304 Foreclosure, Tax-Lien & Distress Report

ZIP 85304's composite property-distress score is 35/100 - DLRadar classes that as moderate for Maricopa County, Arizona. On the structural side it scores 78/100, with 7/100 of stress already active. Leading the profile are structural risk (78/100), construction/permit lag (64/100), institutional ownership (58/100). On the quiet end sit mortgage stress (23/100). Environmental exposure also runs high (climate & FEMA risk (100/100), flood (NFIP) exposure (88/100), FEMA disaster exposure (71/100)).

The market reads peak — home values held roughly flat year on year, and 5% higher over three years (phase confidence 11/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 29,745 with a median age of 40. 81% of housing is owner-occupied. A median home runs $379,700 here, or 4.2 times local income. Vacancy runs 4.4%. Rent burden reaches 59% of tenant households. DLRadar's demographic-stress index for the area reads 34/100. Educational attainment sits at 24% bachelor's-or-above. There are about 10,473 housing units across 85304. The poverty rate is 9.2%. Median household income is $82,976, near the U.S. median near $78,000.

On balance 85304 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 85304 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 85304 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 35/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 85304, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

85304's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 85304 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.