ZIP 85309 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 85309 (Maricopa County, Arizona) at a moderate 34/100 for overall property distress. What sets it apart are the readings on structural risk (76/100), institutional ownership (57/100), construction/permit lag (53/100). Climate and flood risk are elevated too — climate & FEMA risk (100/100), flood (NFIP) exposure (88/100), FEMA disaster exposure (78/100). The split runs 76/100 structural to 0/100 active on the ground.

The peak-phase market in 85309 posted values that held roughly flat over the year (phase confidence 11/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

965 residents call 85309 home, typically aged 21. About 41% have a four-year degree. On demographic stress specifically, 85309 scores 91/100.

Net-net, 85309 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 85309 at the moment; the composite and its components are still built from verifiable records.

Whether 85309 runs hot or quiet, its 34/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 85309 can be compared directly against any other ZIP in Maricopa County, Arizona or nationwide. Sparse data for 85309 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 34/100 for 85309 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 85309 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.