ZIP 85310 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 85310 (Maricopa County, Arizona) returns a moderate composite of 34/100. The sharpest non-environmental signals are structural risk (75/100), institutional ownership (57/100), construction/permit lag (53/100). mortgage stress (23/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (88/100), FEMA disaster exposure (75/100). The latent-versus-live split is 75/100 structural and 7/100 already moving.

The market reads peak — home values held roughly flat year on year, and 1% lower over three years (phase confidence 11/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

On demographic stress specifically, 85310 scores 27/100. Rent burden reaches 41% of tenant households. 3.7% of residents fall below the poverty threshold. Owners hold 90% of homes, renters 10%. Educational attainment sits at 45% bachelor's-or-above. Population is roughly 19,612 with a median age of 40. The ZIP holds roughly 7,332 housing units. A median home runs $552,900 here, or 4.2 times local income. Households earn a median $117,095 — above the roughly $78,000 national figure. Vacancy runs 2.9%.

Overall, 85310 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 85310 is not published yet -- the ZIP-level readings above remain fully sourced.

Whether 85310 runs hot or quiet, its 34/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 85310 can be compared directly against any other ZIP in Maricopa County, Arizona or nationwide. Where the record is thin for 85310, the field stays empty rather than modeled, and fills in as new documents post.

The 34/100 for 85310 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 85310 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.